Ordering an appraisal from Brooks Appraisal Services, LLC

To many, an appraisal just looks like a line item on the settlement sheet for a home purchase or refinance. While there are a growing number of automated home valuation methods that might appear more prudent than an appraisal, nearly all lenders still call in a local expert because the stakes are incredibly high. But is getting a mortgage the only reason you should get an appraisal? Are there additional situations when the services of a licensed, independent real estate professional could come in handy? You bet.


	Secure appraisal ordering is easy from Brooks Appraisal Services, LLC. Just click here

Appeal your tax assessment in Multnomah County

It's probable you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your real estate, so if prices are less than what they used to be in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from Brooks Appraisal Services, LLC is your best evidence. At Brooks Appraisal Services, LLC, we're capable of assisting you in challenging your tax assessment.

Brooks Appraisal Services, LLC can help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that many lenders ask buyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the home. Since the additional payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to remove the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Brooks Appraisal Services, LLC will provide you with a statement regarding the value of your home. The cost of the appraisal can generally be offset in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Brooks Appraisal Services, LLC

A divorce is a very heartbreaking ordeal for the parties involved, and it is often more complicated by the hard decision of who keeps the property. So both parties are entirely aware of the true market value of their home, it's a good idea to order an appraisal from Brooks Appraisal Services, LLC, regardless of the situation.

If the parties need to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these matters, unlike wealthier individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the correct value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Brooks Appraisal Services, LLC can help you with relocating to or from Multnomah County

We are familiar with the headaches involved with an employee relocation. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, as well as information regarding any new sales or listings in their area that they want considered during our intensive process.

Sell your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees depend on our efforts to perform the appraisal report and not a percentage of the sales price.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.